Our take home pay calculator illustrates what you could take home as a contractor and how it compares if working inside IR35, outside IR35 or through an umbrella company.

If you are thinking about making a move to contracting, please call our best advice team on 01253 362062 or email: contractoradvice@nixonwilliams.com, they can advise you on the best solution for your individual circumstances and answer any questions you may have about your take home pay or contracting in general.

At Nixon Williams we believe that it is important to adopt an ethical approach to dealing with our clients. Our take home pay calculator provides a more realistic picture of what you could expect to earn as a contractor as compared to many other online calculators that would show much higher take home pay values but can’t offer the same in reality. That’s why over 5000 contractors trust Nixon Williams as their accounting partner.


  1. Assumes no others sources of income for the contractor.
  2. Based on income/expenses as detailed.
  3. Tax on any other income entered for Secondary shareholder is not considered.
  4. The Higher Rate taxes will be LOWER if you work fewer weeks, increase expenses, pay more into your pension or your rate falls.
  5. The Higher Rate taxes will be HIGHER if you work more weeks, reduce expenses, pay less into your pension or your rate increases.